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对公计息方式为()

发布日期:2021-03-17

对公计息方式为()
A

对公按月计息;

B

对公按旬计息;

C

对公按年计息;

D

不计息。

试题解析

债券计息方式

债券计息方式是计算债券利息的形式。有单利计息、复利计息和贴现计息三种。①单利计息,即到期时一次付清所有应付本息,也叫利随本清。这一形式有单一利率和累进利率两种。单利计息收入水平明确,计息方便,支付手续简单。中国发行的债券多采用这种计息形式。

中文名
债券计息方式
出处
金融大辞典

定期计息

定期计息是结息日为固定日期的计息。定期计息有按年计息和按季计息的,银行对开户行的单位存、贷款的计息方法和利率,按时计收、计付利息并按规定办理入账手续。存、贷款账户定期计息在账务处理中通常采用余额表和账页直接计息两种方式。

帐页计息

帐页计息是银行计息的一种方式。它是指按帐户余额与日数逐笔计算积数。采用帐页结计积数的,应用有“日数”和“积数”栏的帐页记载。具体作法是:根据“算头不算尾”的办法,首先计算出某计息存、贷款帐户的余额自发生变化之日起至再次变化前一天止的日数;然后以“日数”乘再次变动前的余额,计算出两次变动期间的积数,并将日数与积数分别填入再次变动前的余额所在的帐页横格中的“日数"和“积数”栏内。

中文名
帐页计息
定义
银行计息的一种方式

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