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名词解释题

存款准备金

发布日期:2020-04-11

存款准备金

试题解析

超额存款准备金利率

超额存款准备金利率,是中央银行对超额存款准备金计付利息所执行的利率。 超额存款准备金是金融机构存放在中央银行、超出法定存款准备金的部分,主要用于支付清算、头寸调拨或作为资产运用的备用资金。

中文名
超额存款准备金利率
含义
中央银行对超额存款准备金计付利息所执行的利率

存款准备金利率

存款准备金利率(英文:Deposit Reserve Rate)是央行支付给金融机构缴存的存款准备金(法定存款准备金和超额存款准备金)所支付的利率。

中文名
存款准备金利率
分类
法定存款金利率和超额存款金利率
外文名
Deposit Reserve Rate
制定单位
中央银行

银行储备金

银行储备金一般是指存款准备金,除了存款准备金还有坏账准备金等。

中文名
银行储备金
别名
存款准备金

标签: 存款 准备金

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