移动端

  • 题王微信公众号

    题王微信公众号

    微信搜“题王网”真题密题、最新资讯、考试攻略、轻松拿下考试

单选题

在对客户的授信工作中,具体确定新客户授信额度的方法有()、初次限额法和销售预测法。

发布日期:2021-04-26

在对客户的授信工作中,具体确定新客户授信额度的方法有()、初次限额法和销售预测法。
A

DSO法

B

同业比较法

C

逾期账款率法

D

坏财率法

试题解析

授信额度

授信额度是指商业银行为客户核定的短期授信业务的存量管理指标,一般可分为单笔贷款授信额度、借款企业额度和集团借款企业额度。只要授信余额不超过对应的业务品种指标,无论累计发放金额和发放次数为多少,商业银行业务部门均可快速向客户提供短期授信,即企业可便捷地循环使用银行的短期授信资金,从而满足客户对金融服务快捷性和便利性的要求。

中文名
授信额度
类型
概念
分类
6
外文名
line of credit
类别
额度

工作中

工作中是一部影视作品。

授信

授信是指商业银行向非金融机构客户直接提供的资金,或者对客户在有关经济活动中可能产生的赔偿、支付责任做出的保证,包括贷款、贸易融资、票据融资、融资租赁、透支、各项垫款等表内业务,以及票据承兑、开出信用证、保函、备用信用证、信用证保兑、债券发行担保、借款担保、有追索权的资产销售、未使用的不可撤销的贷款承诺等表外业务。简单来说,授信是指银行向客户直接提供资金支持,或对客户在有关经济活动中的信用向第三方作出保证的行为。授信按期限分为短期授信和中长期授信。短期授信指一年以内(含一年)的授信,中长期授信指一年以上的授信。

中文名
授信
含义
商业银行
外文名
credit extension
适用范围
经济活动

题王网让考试变得更简单

扫码关注题王,更多免费功能准备上线!

此试题出现在

商业经济行业技能考试

信用管理师考试

去刷题
热门试题热门资讯 相关试题

Most people have no idea of the hard work and worry that gointothe collecting of those fascinating birds and animals that they pay to see in the zoo.One of the questions that is always asked of me is 1 I became an animal collector in the first 2.The answer is that I have always been interested in animals and zoos.According to my parents, the first word I was able to say with any 3 was not the conventional “mamma” or “daddy”,4 the word “zoo”, which I would 5 over and over again with a shrill 6 until someone, ingroupsto 7 me up, would take me to the zoo.When I 8 a little older, we lived in Greece and I had a great 9 of pets, ranging from owls to seahorses, and I spent all my spare time 10 the countryside in search of fresh specimens to 11 to my collection of pets.12 on I went for a year to the City Zoo, as a student 13 , to get experience of the large animals, such as lions, bears, bison and ostriches,14 were not easy to keep at home.When I left, I 15 had enough money of my own to be able to 16 my first trip and I have been going 17 ever since then.Though a collector's job is not an easy one and is full of 18 ,it is certainly a job which will appeal 19 all those who love animals and 20. 请在18处填上正确答案()

膜式燃气表双管表的接头应能承受()的扭矩。

EXPLORER500电池容量是()。

将由键盘上键入的内容保存到ABC.TXT文件的DOS命令是()。

以下属于非计划购买特点的是()

简述诱变育种诱变过程。

下面哪种免疫缺陷性疾病仅与体液免疫异常相关()

下列女性生殖器官发育异常,合并存在子宫内膜异位症可能性最大的是()

下列关于计算机与信息处理的关系中,正确的是()。

建设项目按照性质不同的分类有()。