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什么是信用风险缓释,它对资本有什么影响?

发布日期:2022-07-11

什么是信用风险缓释,它对资本有什么影响?

试题解析

风险缓释

风险缓释是指通过风险控制措施来降低风险的损失频率或影响程度。 风险缓释的作用是降低了债项违约时的实际损失,从而可以弥补债务人资信不足的缺点,提高债项的吸引力。

中文名
风险缓释
目的
降低风险的损失频率或影响程度
作用
降低债项违约时的实际损失
外文名
Risk Mitigation
手段
风险控制措施
原则
合法性原则等

信用

汉语词语,所谓信用,是指依附在人之间、单位之间和商品交易之间形成的一种相互信任的生产关系和社会关系。信誉构成了人之间、单位之间、商品交易之间的双方自觉自愿的反复交往,消费者甚至愿意付出更多的钱来延续这种关系。言不信者,行不果。人而无信,不知其可也!2019年7月,国务院办公厅印发《关于加快推进社会信用体系建设构建以信用为基础的新型监管机制的指导意见》。

中文名
信用
注音
xìn yòng
定义
汉语词语
外文名
credit;trustworthiness
词意
能够履行

资本

资本(Capital)是人类创造物质和精神财富的各种社会经济资源的总称,包含一切投入再生产过程的有形资本、无形资本、金融资本和人力资本。是社会主义市场经济的重要生产要素,在社会主义市场经济条件下规范和引导资本发展,既是一个重大经济问题、也是一个重大政治问题,既是一个重大实践问题、也是一个重大理论问题,关系坚持社会主义基本经济制度,关系改革开放基本国策,关系高质量发展和共同富裕,关系国家安全和社会稳定。必须深化对新的时代条件下我国各类资本及其作用的认识,规范和引导资本健康发展,发挥其作为重要生产要素的积极作用资本可以分为制度或社会生产关系资本,它的提升或增值由社会政治思想等变革来实现。

中文名
资本
词 目
货币资本,生产资本,商品资本
词 义
经营工商业的本钱
外文名
Capital
拼 音
zīběn

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