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实际全损是指被保险货物受损后,虽未达到全部灭失的程度,但花在施救、修理、收回和运到目的地的费用总和估计将超过原货物在目的地的价值。

发布日期:2020-12-11

实际全损是指被保险货物受损后,虽未达到全部灭失的程度,但花在施救、修理、收回和运到目的地的费用总和估...
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试题解析

实际全损

实际全损是海上货物运输中保险标的物完全损失,或货物已完全变质。如货物沉没海底,烟草水浸霉烂等。有的货物虽然没有完全毁坏,但其受损的程度相当严重,已无法恢复原来状态或原有效用,亦属货物全损。发生实际全损时,被保险人无须办理任何手续,即可向保险人要求全损赔偿。

中文名
实际全损
别名
绝对全损
外文名
Actual Total Loss
定义
保险标的

保险货物

保险货物,是指投保的货物。在海上保险中,货物是指船舶所载的一切货物,但以商品为限。船员的个人物品和船上的给养物品不是货物。通常情况下,甲板货和活动物也不被视为一般货物,因为这类货物遭受的风险比一般货物大。集装箱和包装材料一般也不列人货物范围,但在集装箱和包装材料是由货物的利害关系人提供时,则可以包括在货物保险单内。

灭失

灭失是汉语词汇,拼音miè shī,解释为毁灭消失。

中文名
灭失的
【释义】
毁灭消失。
【读音】
miè shī
【词目】
灭失

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此试题出现在

大学试题

经济学

去刷题
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